Today I received this lovely piece of spam. As usual, do NOT click on the link (unless you want a pretty key-logger installed on your system that steals all your personal data).
Again, never, never, never click on links that seem to come from your financial institution! Always go directly to the URL for your bank and inquire about any supposed emails. Remember that any legitimate business or bank will never ask for your password and will definitely not threaten to close an account, unless you provide personal information to an inserted email.
Then there is the obvious, which may not be so obvious to some, NO legitimate business will have a free gmail, yahoo, hotmail, msn, ymail, live or rocketmail, etc. account and give you a ridiculous email like chasebankservices@yahoo.com.
Another good indicator, most of these phishing attempts are not actual emails, but images, such as the one below.
